INDONESIAN BANKS ASSOCIATIONS PERBANAS is an organization that oversees the national banking industry, which can be a bridge for its members to channel banking aspirations to the government, Parliament and the Banking Industry Regulator (OJK & Bank Indonesia). For its members, the existence of PERBANAS can be a forum to participate in developing and healthy the national banking sector through active and positive thoughts and developing cooperation between members that are mutually beneficial for the creation of a professional banking organization.