In 2015, shenzhen industry and commerce registered nearly 800 Internet finance companies, more than half of which were P2P online lending platforms, growing at a rate of 10% every month. The loan scale accounted for about 30% of the country and more than half of guangdong province. In 2014, shenzhen issued a series of major financial reform documents. It plans to build three Internet finance industrial parks in shenzhen — futian, luohu and nanshan, and vigorously promote innovative and open development of private finance and Internet finance, so as to attract more online financial formats that are conducive to enhancing market functions to settle and gather. At the end of 2013, shenzhen mayor xu qin personally led a team to go to ping an and conduct field research on Internet finance, and made important instructions on promoting the innovation and development of Internet finance in our city. Later, the municipal finance office, together with the regulatory authorities and relevant departments in shenzhen, drafted the guidance opinions on the basis of widely absorbing the opinions of the industry and the results of the special subject of “research on promoting the development of Internet finance in shenzhen”.