VNBA is a voluntary professional organization of credit institutions in Vietnam; it operates in a voluntary principle of autonomy and self-responsibility; it gathers and motivates its Members to cooperate and support one another in their operations; it protects legitimate rights and interests of the Members; it acts as a link between the Members and the government agencies; it aims at stable, effective, prudential, and healthy development of the credit institutions of Vietnam and contributes to the implementation of the monetary policies for socio-economic development.